If you are paid a gross wage of at least CHF 22,050 per year, your employer shall undertake to enrol you into a pension fund. This is stipulated in the Swiss Federal Act on the occupational old-age, survivors’ and disability pension (BVG).
Pension protection covering the risks of death and disability comes into effect on 1 January following the insured person’s 17th birthday, with correspondingly reduced con-tributions. In addition, the old-age pension is included from 1 January following the 19th birthday, with the contributions starting low and increasing gradually in line with the age of the insured person.
After you have been registered with the Personalvorsorgestiftung der Feldschlösschen-Getränkegruppe by your human resources department, you will receive from us the following documents:
- A certificate of the pension benefits granted as per your pension plan. The insurance cover becomes effective as soon as you join the pension fund.
- A payment slip. If you are already enrolled in a Swiss pension fund, the payment slip is intended for the transfer of your vested benefits, i.e. the savings capital that you have accumulated up to this point. The payment slip must be forwarded to your previous pension fund.